Flood insurance in Nashville and throughout Tennessee

Just because you don’t live in a high flood risk area, doesn’t mean it will never happen to you.  We will suggest the specialized coverage you need to help protect your home from rising waters – even if you are not in a flood zone.

Two major myths about flood insurance mean you could be taking an unnecessary risk.

The first is that flood insurance is only needed for people living in designated flood zones.  In reality, flowing is a potential risk everywhere and the damage can be devastating.

Another myth is that homeowners insurance automatically includes flood insurance.  In reality, it does not, and you should always assume you aren’t covered unless your homeowners policy specifically states it.

For most homeowners, if you are hit by flowing, you could lose many or most of your personal possessions, face major reconstruction work, and be left homeless for months while your property is made habitable again. In most cases, not having flood insurance is a chance you simply can’t afford to take.

Contact us and we will help explain the benefits of obtaining a separate flood insurance policy.

Let’s discuss your flood insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate flood insurance solution. There’s no obligation, just good-old-fashioned advice.
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Martin & Zerfoss offers comprehensive flood insurance in the State of Tennessee, and throughout the United States.