A vehicle collision is never good news, but when it’s one of your business’ cars or trucks, the consequences are more complicated.
For example, when obtaining commercial car insurance you can usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would.
It’s also worth considering employers hired and non-owned car liability coverage. Employers hired and non-owned liability coverage is an add-on covering those instances when your staff uses their personal cars or trucks as part of their work. This type of third-party liability protection can help reduce the risk of legal complications for your entity.
Commercial car insurance is essential for those that run a business, but obtaining the proper coverages can get confusing. We can help!