Builders risk insurance in Nashville and throughout Tennessee

Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft and more.

Builders risk insurance is effectively a form of property insurance that covers the period while the property is still under construction.  The key areas of coverage are damage caused by events such as fire and hail storms.  You will also normally be covered for theft and vandalism (though not by your employees) and damage caused by vehicles or aircraft hitting the building. 

It’s important to be aware of what builders risk insurance doesn’t cover.  Unless specifically stated, it won’t cover specific increased risks such as flooding on a beachfront construction or earthquakes near a fault line.  It also doesn’t cover injuries suffered by workers, meaning you’ll need any workers’ compensation insurance coverage, as well.

If builders risk insurance sounds right for you, contact us today for a quote.

Let’s discuss your builders risk insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate builders risk insurance solution. There’s no obligation, just good-old-fashioned advice.
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Martin & Zerfoss offers comprehensive builders risk insurance in the State of Tennessee, and throughout the United States.